Image courtesy of Andrew Malone
How much easier life has become since the World Wide Web arrived in homes and offices. Every time you had a renewal for anything like car insurance or home contents insurance cover there was a rather shaky choice of: one, just accept the new figures and settle without hassle, or two, spend days on the phone or in a broker’s office seeking out alternatives that might be a little cheaper even if not necessarily better in value. But now thanks to the power of information technology insurance companies actually come to us at the touch of a button.
Home insurance cover is one of those areas that generates natural confusion on a large scale. In the bad old days you would receive lengthy policy documents in legalese that you would have to plough through without nodding off and hope to understand. Now you can ask for quotes on line and tailor your cover quote by answering a simple yes or no to a series of questions aimed at helping you through this quagmire. You can even do the same en masse if you like by using one of the comparison websites and then just choose the policy that best meets your expectations at the lowest cost.
Of course once you have decided which home insurance cover to go for you can expect to receive hard copies of all the relevant documents and policies. So you are so much better off all round. First, the computer does all the hard work chasing round for quotes – you put your feet up. Second, you get a clear easy to read quote or choice of comparative quotes from which to decide who to go with. Third, you press a button to confirm which home insurance cover policy you have elected to take on. Fourth, you save a small forest in only having the documentation for the policy that you finally select. And finally, when next year comes around you will be confidant in knowing that you are not tied to your current insurer simply because changing your provider is too much hassle – your friendly World Wide Web will provide a free service to you; same time next year. So you can rest assured that insurance companies will be kept on their toes and be economically obliged to compete for your custom so that you can expect consistently improved terms and value for money.
